Congratulations!! Your search for a mortgage company whose primary focus is manufactured home (multi-section homes - doublewide and triplewide, mobile homes, modular homes) loans is over.  EquityAccess Mortgage is a team of full-service mortgage professionals that specialize in manufactured home (land & home) loans.  Our company offers a wide variety of loan programs including FHA, Conforming and Non-Conforming loans.  <?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />

EquityAccess Mortgage enables the owners of manufactured homes to have access to financing and refinancing mobile home mortgage products that can produce rates comparable to traditional site-built mortgages. EquityAccess Mortgage is unique in offering this type of mobile home financing and mobile home refinancing and is state specific in its’ manufactured home mortgage products. EquityAccess Mortgage provides an avenue to an assortment of mobile home financing and mobile home refinancing mortgage products on manufactured homes in instances where the homeowner also owns/ or is purchasing the land where the home is placed or being placed.  We are able to offer all types of mobile home equity loan products to fit most any homeowner’s need.

EquityAccess Mortgage can also offer “cash-out” products for manufactured home refinancing where you can borrow money against your home’s current equity to pay off bills, do various improvements, or simply have access to cash “on-hand” by taking advantage of the equity in your manufactured home. This manufactured home refinance option can offer you the funds that you’re looking for at rates that are comparable with traditional site-built mortgages.

By using a mobile home mortgage product such as the mobile home refinancing loan offered by EquityAccess Mortgage, you are taking advantage of the equity in your mobile home to lower your monthly payment on your current mobile home loan and, in turn, paying less to the lender in order to keep more of your money in your pocket where it belongs. Another great idea is that you can also keep your same monthly payment amount and shorten the term of your current mobile home loan. The ability to shorten your term with the mobile home refinancing option allows you to potentially save thousands of dollars. Converting your mobile home loan to a mobile home mortgage by using our mobile home refinance product will most likely offer you the most savings and a tremendous opportunity to payoff your manufactured home loan outright at a much quicker rate than normal.

EquityAccess Mortgage offers free pre-approvals, rate quotes, and other helpful information for those who are in the process of looking to purchase or refinance their manufactured home with land. We are a full-service broker and originator who will work with our team of lenders and investors to ensure you get the right loan for you. From the origination, application, and qualification process all the way through to your loan closing we are there for you – you and your loan are our top priority.

EquityAccess Mortgage also offers FHA/HUD mobile home financing. With as little as 3% down, you can purchase a new or used manufactured home. We also offer gift agency down payment programs that can cover the down payment by seller paid closing costs. EquityAccess Mortgage specifically offers mortgage products to mobile home owners where the land will be financed as well. Contact us today for a free quote with no obligation